Dimension Prime 2

Monthly contribution

Member	Subscription (includes a compulsory savings account portion )
Principal member	R1,308 (R288 savings included)
Adult dependant	R1,068 (R234 savings included)
Child dependant younger than 26 years	R390 (R84 savings included) (You pay for maximum two children)

Member

Subscription (includes a compulsory savings account portion )

Principal member

R1,308 (R288 savings included)

Adult dependant

R1,068 (R234 savings included)

Child dependant younger than 26 years

R390 (R84 savings included)

(You pay for maximum two children)

The subscription above includes the monthly contribution to the personal medical savings account. Multiplied by 12 months this will equal the amount available in the savings account for day-to-day medical expenses indicated in the table below:

Member	Savings account contribution and balance
Principal member	R288 x 12 = R3,456
Adult dependant	R234 x 12 = R2,808
Child dependant younger than 26 years	R84 x 12 = R1,008

Preventative care - Health and benefit booster

Immunisations*
Standard immunisation for children younger than 7 years (vaccine only)
Flu vaccination 1 per beneficiary per year
Tetanus vaccine 1 per beneficiary per year Subject to protocols
HPV vaccine Subject to protocols (Females between 10 and 26 years)
Health tests*
Pap smear – pathology (item code 4566) 1 per beneficiary per year
Blood sugar test – pathology (item code 4057) 1 per beneficiary per year (40 years and older)
Cholesterol test – pathology (item code 4027) 1 per beneficiary per year (40 years and older)
Standard mammogram – radiology (item code 3605/39175/34100/34101) 1 per beneficiary per year (Females 40 years and older)
Prostate test – pathology (item code 4519) 1 per beneficiary per year (40 years and older)
HIV rapid test (in addition to PMB) 1 per beneficiary per year Subject to protocols (15 years and older)
Additional benefits
Pregnancy consultations 12 per family per year
Pregnancy sonars (2D) 2 per family per year
Paediatric consultations 2 visits in baby’s first year
Back treatment programme at a Medihelp appointed facility as a prerequisite for spinal column surgery Subject to protocols and pre-approval 1 programme per beneficiary per year

* Benefits are provided at 100% of the contracted/scheme tariff and do not include the consultation fee, which will be paid from the available day-to-day benefits where applicable.

Major medical benefits

Description	Benefit
HOSPITALISATION (government and private hospitals and day clinics) Subject to pre-registration, pre-authorisation, protocols and case management Intensive and high care wards Ward accommodation Theatre fees Visits, treatment and ward medicine Surgery and anaesthesia	100% of the contracted/scheme tariff/medicine price Procedure-specific co-payments may apply (non-PMB cases) Unlimited 20% co-payment if not pre-authorised
ORGAN TRANSPLANT
CONFINEMENT
ENDOSCOPIC PROCEDURES During hospitalisation	100% of the contracted/scheme tariff Unlimited R2,000 co-payment per admission
In the doctor's rooms	100% of the scheme tariff Unlimited
HYSTERECTOMY	100% of the contracted/scheme tariff Unlimited R700 co-payment per admission
ENDOMETRIAL ABLATION	100% of the contracted/scheme tariff R4,250 co-payment per admission
ONCOLOGY (SAOC NETWORK - ONCOPRIME PROTOCOL) Subject to pre-authorisation Surgery and hospitalisation Chemotherapy and radiotherapy (PMB cases) During and not during hospitalisation	100% of the scheme tariff/cost Unlimited
Chemotherapy and radiotherapy (non-PMB cases) During and not during hospitalisation	Savings account
GENERAL RADIOLOGY AND PATHOLOGY During hospitalisation	100% of the scheme tariff Unlimited
PHYSIOTHERAPY, OCCUPATIONAL AND SPEECH THERAPY, DIETICIAN SERVICES, AUDIOMETRY, PODIATRY, MASSAGE, ORTHOPTIC, CHIROPRACTIC, HOMEOPATHIC, HERBAL AND NATUROPATHIC, OSTEOPATHIC AND BIOKINETIC SERVICES During hospitalisation	100% of the scheme tariff/cost Unlimited
OXYGEN During hospitalisation	100% of the scheme tariff/cost
DIALYSIS During and not during hospitalisation Subject to pre-authorisation	100% of the scheme tariff Unlimited
TECHNOLOGIST SERVICES During and not during hospitalisation	100% of the scheme tariff Unlimited
APPLICABLE MEDICINE DISPENSED AND CHARGED BY THE HOSPITAL ON DISCHARGE FROM THE HOSPITAL (TTO) Chronic medicine excluded	100% of the medicine price R250 per admission
NECK AND BACK FUSIONS (non-PMB cases) Subject to protocols and pre-authorisation	100% of the contracted/scheme tariff Unlimited R12,480 co-payment per admission
CIRCUMCISION OR HYMENECTOMY	100% of the contracted/scheme tariff Unlimited R1,870 co-payment per admission
ADENOIDECTOMY AND/OR TONSILLECTOMY	100% of the contracted/scheme tariff R1,750 co-payment per admission
EXCISION OF NAIL BED	100% of the contracted/scheme tariff R950 co-payment per admission
DENTAL PROCEDURES UNDER GENERAL ANAESTHESIA Subject to Denis protocols and pre-authorisation Hospitalisation General anaesthesia	100% of the Medihelp Dental Tariff R1,360 co-payment per admission 20% co-payment if not authorised
Dentist's account	Savings account
INTERNALLY IMPLANTED PROSTHESES (non-PMB cases) EVARS prosthesis Subject to pre-authorisation	100% of the scheme tariff/cost R83,140 per beneficiary per year
Vascular/cardiac prosthesis	100% of the scheme tariff/cost R35,600 per beneficiary per year
Health-essential functional prosthesis Subject to pre-authorisation Intra-ocular lenses	100% of the scheme tariff/cost R39,470 per beneficiary per year Sub-limit: 100% of the scheme tariff/cost 2 lenses per beneficiary per year R2,760 per lens
Hip, knee and shoulder replacements Hospitalisation and prosthesis component	For member's account
Prosthesis with reconstructive or restorative surgery Subject to pre-authorisation During and not during hospitalisation	100% of the scheme tariff/cost R6,230 per family per year
SPECIALISED RADIOLOGY Services rendered during and not during hospitalisation MRI and CT scanning are subject to pre-authorisation Angiogram	100% of the scheme tariff R13,830 per family per year
PSYCHIATRIC TREATMENT OF A MENTAL HEALTH CONDITION Subject to pre-authorisation Professional services rendered during and not during hospitalisation by a psychiatrist General ward accommodation Electroconvulsive therapy Medicine supplied during the period of the treatment in the institution	100% of the contracted/scheme tariff/medicine price R15,640 per beneficiary per year (maximum R21,430 per family per year) 20% co-payment if not pre-authorised
PRIVATE NURSING AS AN ALTERNATIVE TO HOSPITALISATION Subject to pre-authorisation	100% of the contracted/scheme tariff/medicine price Unlimited
HOSPICE SERVICES AND SUB-ACUTE FACILITIES AS ALTERNATIVE TO HOSPITALISATION Subject to pre-authorisation	100% of the contracted/scheme tariff/medicine price Unlimited 20% co-payment if not pre-authorised
FUNCTIONAL NASAL SURGERY	100% of the contracted/scheme tariff R4,250 co-payment per admission
MYRINGOTOMY	100% of the contracted/scheme tariff R1,750 co-payment per admission
REFLUX SURGERY	100% of the contracted/scheme tariff R8,600 co-payment per admission
REMOVAL OF SKIN LESIONS	100% of the contracted/scheme tariff R950 co-payment per admission
ENDOSCOPIC PROCEDURES During hospitalisation	100% of the contracted/scheme tariff Unlimited R2,000 co-payment per admission
In the doctor's rooms	100% of the scheme tariff Unlimited

Major medical benefits – trauma recovery (PMB cases)

Description	Benefit
BENEFITS FOR TRAUMA THAT NECESSITATES HOSPITALISATION IN THE CASE OF: Motor vehicle accidents Stab wounds Gunshot wounds Head trauma Burns Near drowning Subject to pre-authorisation and case management	100% of the cost Unlimited - in accordance with PMB regulations
POST-EXPOSURE PROPHYLAXIS (Optipharm)

Description

Benefit

BENEFITS FOR TRAUMA THAT NECESSITATES HOSPITALISATION IN THE CASE OF:

Motor vehicle accidents
Stab wounds
Gunshot wounds
Head trauma
Burns
Near drowning

Subject to pre-authorisation and case management

100% of the cost

Unlimited - in accordance with PMB regulations

POST-EXPOSURE PROPHYLAXIS (Optipharm)

Major medical benefits – prescribed minimum benefits (PMB)

Description	Benefit
DIAGNOSIS, TREATMENT AND CARE COSTS OF 270 PMB AND 26 CHRONIC CONDITIONS ON THE CHRONIC DISEASES LIST (CDL), INCLUDING OUTPATIENT TREATMENT Subject to protocols, pre-authorisation and preferred providers (where applicable)	100% of the cost Unlimited - in accordance with PMB regulations Co-payments may apply

Emergency medical services

Description	Benefit
EMERGENCY TRANSPORT SERVICES (NETCARE 911) Transport by road or air within the borders of the RSA, Lesotho, Swaziland, Mozambique and Namibia (residents of these countries)	100% of the contracted tariff Unlimited
Outside these borders: Transport by road	100% of the cost R1,360 per case
Transport by air	100% of the cost R8,840 per case
BLOOD TRANSFUSION SERVICES AND THE TRANSPORT OF BLOOD AND BLOOD PRODUCTS	100% of the cost Unlimited
24-HOUR HELPLINE AND RAPE CRISIS CENTRE (NETCARE 911)	Phone 082 911 for advice in a medical emergency

Day-to-day benefits

Description	Benefit
GENERAL MEDICAL PRACTITIONERS, MEDICAL SPECIALISTS AND EMERGENCY UNITS Treatment (medical and surgical services, anaesthesia as well as material and medicines used during the rendering of a service)	100% of the scheme tariff/medicine price/cost Savings account
Consultations and follow-up consultations
PHYSIOTHERAPISTS Treatment and material
CLINICAL PSYCHOLOGISTS AND PSYCHIATRIC NURSES Services rendered during and not during hospitalisation	100% of the scheme tariff/medicine price/cost Savings account
OCCUPATIONAL AND SPEECH THERAPY, DIETICIAN SERVICES, AUDIOMETRY, PODIATRY, MASSAGE, ORTHOPTIC, CHIROPRACTIC, HOMEOPATHIC, HERBAL AND NATUROPATHIC, OSTEOPATHIC AND BIOKINETIC SERVICES
MEDICINE Medicine dispensed by the Medihelp Preferred Pharmacy Network not during hospitalisation: Acute medicine (including medicine dispensed at an emergency unit and self-medication, oral contraceptives, intra-uterine devices and homeopathic, herbal, naturopathic and osteopathic medicine)	80% of the medicine price Savings account
Chronic medicine	For the member's account
Authorised chronic PMB medicine CDL conditions only	100% of the cost Unlimited Co-payments may apply
OPTOMETRY Benefits are subject to pre-authorisation by PPN and services should be obtained from a PPN provider Optometric examinations	Benefits are available per 24-month cycle per beneficiary: 1 comprehensive consultation, including refraction test, tonometry and visual fields test
Spectacles and contact lenses Benefits are limited to either spectacles or contact lenses: Spectacles: Frame and/or lens enhancements	R150 (PPN frame)
Lenses One pair of standard high-quality clear lenses	Clear single vision lenses or clear Aquity bifocal lenses
Contact lenses	R950 (only PPN provider)
OXYGEN Not during hospitalisation Subject to pre-authorisation	100% of the scheme tariff/cost 20% co-payment in case of no pre-authorisation
DENTAL SERVICES Benefits are subject to clinical protocols determined by Denis Routine check-ups	100% of the Medihelp Dental Tariff Savings account
Oral hygiene Fluoride treatment for children only
Fillings A treatment plan and X-rays may be required for multiple fillings
Tooth extractions and root canal treatment in the dentist's chair
Laughing gas (in the dentist's chair)
Dental procedures under conscious sedation in the dentist's chair (sedation cost) Subject to pre-authorisation	100% of the Medihelp Dental Tariff For extensive dental treatments only Dentist's account: Savings account
Plastic dentures	100% of the Medihelp dental tariff Savings account
Specialised dental services All specialised dentistry should be pre-authorised Partial metal frame dentures	100% of the Medihelp Dental Tariff Savings account
Maxillofacial surgery and oral pathology Surgery in the dentist's chair Benefit for temporomandibular joint (TMJ) therapy are limited to non-surgical interventions/treatments
Crowns and bridges
Implants
Orthodontic treatment Fixed braces - only one beneficiary per family may begin orthodontic treatment per 365-day cycle
Periodontic treatment Subject to registration on the Perio Programme Conservative, non-surgical therapy only
X-rays Intra-oral X-rays
Extra-oral X-rays
GENERAL RADIOLOGY	100% of the scheme tariff Savings account
PATHOLOGY Excluding services requested by homeopaths, herbalists and naturopaths	100% of the scheme tariff Savings account
MEDICAL, SURGICAL AND ORTHOPAEDIC APPLIANCES Services rendered during and not during hospitalisation: Artificial eyes, speech and hearing aids	100% of the scheme tariff/cost R3,210 per family per 3-year cycle/savings account
Artificial limbs and wheelchairs
Other appliances, including hyperbaric oxygen treatment	100% of the scheme tariff/cost Savings account
Stoma components and urine bags	100% of the scheme tariff/cost Unlimited