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Was that really stupid of me?

Was that really stupid of me?

Negative self-talk has a measurable impact on our psychological well-being.
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How your inner dialogue shapes your identity and your year

As we step into a fresh year, many of us are making resolutions. We focus on the what – running 5 kilometres, reading more, or saving money. But how often do we pause to examine the voice that accompanies us on that journey?

If you’ve ever noticed a typo in an email after pressing send, or called a client by the wrong name and thought, "I’m such an idiot," or "That was really stupid of me", you aren't just venting frustration. Without realising it, this kind of harsh self-talk creates a feedback loop that shapes how you see yourself.

The identity loop

In Atomic Habits, James Clear introduces a powerful shift in how we view change. Most people try to change their outcomes (losing weight) or their processes (going to the gym). But lasting change starts at the level of identity.

Every action you take is a "vote" for the type of person you believe you are. The reverse is also true: the way you talk to yourself reinforces that identity.

Identity

Belief

Motivation

Action

"I’m bad with money."

"I won’t understand budgets anyway."

"Why look at it? It just makes me anxious."

 

You avoid reviewing your finances – reinforcing the belief that you’re “bad with money”.

 

When you say things like "I’m so stupid" or "I always mess up", you cast votes for a negative identity. Over time, your brain accepts these labels as facts, making it harder to maintain the motivation needed for new goals.

The mental health toll of the inner critic

Negative self-talk isn't just a bad habit; it has a measurable impact on our psychological well-being. Research shows that persistent self-criticism is linked to increased levels of cortisol (the stress hormone) and a higher risk of anxiety and depression.

Why do we do it? At its core, self-criticism is a misguided attempt to keep us safe. When we perceive a threat to our self-concept, such as making a mistake at work, our inner critic appears to "motivate" us into action through pain and discomfort.

However, using harsh self-criticism is like trying to encourage yourself with a whip. When you criticise yourself, you activate the brain's threat protection system (the amygdala). Essentially, you treat yourself as the predator. This puts your body in a state of "fight or flight," flooding it with stress hormones that can overwhelm your emotions and shut down the creative, problem-solving parts of your brain – the very tools you need to learn and move forward.

At its worst, negative self-talk can become a self-fulfilling prophecy. You may start avoiding challenging situations simply because you’ve convinced yourself you aren’t capable, and that avoidance quietly reinforces the belief.

Flipping the script

Transforming your inner dialogue takes practice, but research shows that self-compassion is a far more powerful source of coping and resilience than harsh self-criticism.

According to psychologist Dr Kristin Neff, self-compassion has three core elements:

  • Self-kindness: Treating yourself with the same care you’d offer a friend
  • Common humanity: Remembering that mistakes and struggle are part of being human
  • Mindfulness: Noticing difficult thoughts without letting them take over

People who practise self-compassion tend to feel more optimistic and emotionally balanced, and experience lower levels of anxiety, rumination, and fear of failure.

Practical ways to break the pattern

1. Notice the patterns

Start paying attention to your self-talk, especially in stressful moments. Are you catastrophising, overgeneralising, or taking things personally?

2. Challenge the thoughts

When a critical thought shows up, pause and ask:

  • Is this actually true?
  • What evidence do I have?
  • Would I say this to someone I care about?

Creating this distance weakens the inner critic’s grip.

3. Reframe with compassion

If you wouldn’t say it to a loved one or friend, don’t say it to yourself.

Instead of “I’m so stupid for making that mistake,” try “I’m learning, and mistakes are part of growth.”

4. Replace judgement with curiosity

Judgement shuts you down. Curiosity keeps you engaged.

Instead of “That was stupid,” ask, “What can I learn from this?”

5. Use "yet"

 

This simple language shift, supported by psychologist Carol Dweck's research on growth mindset, opens the door to growth.

  • “I don’t know how to manage my budget… yet.”
  • “I’m not a morning person… yet.”

 

And if you’re worried that self-compassion might lead to complacency, research shows the opposite. People who treat themselves with kindness are often more motivated, not less, because they’re driven by a desire to grow, rather than fear of failure or external approval.

A new narrative

As you move through this year, remember that your habits are how you embody your identity. If you want to be healthier, more confident, or more productive, stop being your own harshest critic.

Change can feel daunting, especially when we’re trying to do things differently. As you navigate the year ahead, may you be kinder to yourself along the way.

The question "Was that really stupid of me?" usually has a simple answer: No. It was a mistake, a learning moment, or simply a human one.

When you change how you talk to yourself, you begin to change what you believe. And when your beliefs shift, the habits of the person you want to become can start to follow.


What’s your “yet” for 2026?

After reading this article, take a moment to reflect on your own inner dialogue. What’s the one thing you’re still working towards?

Whether it’s “I’m not eating healthier… yet” or “I haven’t reached my fitness goals… yet” – it matters.

Click here to share your “yet” for 2026 with us and stand a chance to win a R1 000 Takealot voucher.

The winner will be announced in the March 2026 edition of our member newsletter, Thrive!.


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